TA look into the early life of Richard Liu

Richard Liu is the founder and CEO of JD.com, the largest e-commerce company in China. As of early 2018, the company was estimated to be worth over $12 billion. Liu is a business genius going by his success story. He is a self-made billionaire who utilized innovative ideas to build a successful venture that currently attracts over 100 million active customers today. The company is using cutting edge technology to come up with new innovative solutions that fit into the current global economic environment.


Liu was born in Jiangsu province of China. He was born in a humble family, typical of many families in the region at the time. His family was running a small coal shipping business. In his early life, his parents taught him the importance of hard work and education. Through primary, secondary and tertiary education, Richard Liu was committed to hard work. He enrolled in a sociology program at the People’s University of China and graduated with a bachelors. He spent most of his time boosting his knowledge in his chosen major, at some point he realized that there was importance in widening his scope of knowledge so that he could fit into many employment opportunities. He taught himself computer programming and other computer science related disciplines.

Employment and entrepreneurship

After graduating from the university, Liu got a job with Japan Life, a natural supplement provider in China. Due to his understanding of computers, he was promoted to the position of Director of Computers. In 1998, Liu left Japan Life to start his own business. He rented a small rental space and created his first computer accessories store. Besides the products he sold, Liu emphasized on great customer care service, utilization of technology in meeting the businesses goals and providing easy means of transaction. Although there were other businesses doing internet business, Liu was ready to set himself apart from the rest by selling genuine products at the right price. At the time, internet business had a bad reputation for engaging in the sale of fake products and price cheating. Richard Liu recognized this as a great opportunity that he could tap into. It is then that he started JD.com in 2004.

Online Lending – Reasons To Try GreenSky

Many times, people look for the perfect online lending and borrowing platforms with no much success. Some of them think that they have found the right company only to end up with more problems than they initially had. When borrowing for home renovations, you need to look for a company that guarantees the best services. One such company is GreenSky. Let us look at some of the features that make them a god choice.

An easy and fast process

Don’t you like it when you submit an application and get an almost instant response? That is what you get when you use GreenSky. Through a partnership that brings on board a network of various contractors and banks, your applications get through fast. You will get money to ensure that your projects do not stall even when your budget is not sufficient.

A guarantee for quality

GreenSky is a company that has invested a lot of time and money to ensure that the customers get high-quality services. This is seen in the way they have gained the trust of most borrowers. The statistics show that people have already borrowed more than $10 billon. You also will be surprised to find out that a majority of those borrowers are repeat customers who are happy with what they get. In addition to that, the company is friendly to new applicants offering them up to $65,000 in loans.

Less interest

Have you ever come across a lender that allows you to pay zero interest? Such an opportunity is rare, but you will get it at GreenSky. They regularly run offers that allow borrowers to enjoy 6-60 months of zero interest. What makes it even better is that when you are required to pay the rates, they are less costly when you compare to other options out there. Try comparing and you will notice the huge difference.

You do not have to keep paying too much money for loans when GreenSky allows you to get them cheaply and fast. Having built a reputation that puts them ahead of the pack in this industry, they are your best bet for home improvement project loans.