Their clenched lending standards excel alongside the crowd of funding institutions. While other companies are pennywise with money, Equities First Holdings collaborate with consumers who don’t measure up for a credit-based loan. This contributing organization also welcome individual or groups needing to raise money swiftly. Nonetheless, their stock-based loans and interest are willingly growing, having a higher loan to value ratio. However, borrowers have options, and the bank has decided to reduce these options. The CEO and founder, Al Christy, Jr. has stepped in to fill in the gap anywhere embracers are stuck. As a new way offering the chance of obtaining loans collateralized by stocks for businesses.